Equitable advisors offers a wealth of benefits to help your IRA assets have the potential to grow and to help you monitor the progress of your account through:

• Monthly consolidated statements for active accounts
• The ability to determine unrealized and realized gains and losses at a glance.
• The monthly consolidated IRA statement delineates contributions and investment earnings and also helps you track all activity on your account.
• Automatic sweep of idle cash into your choice of several money market funds. This means dividends from stocks, interest from bonds, contributions, proceeds of securities sales and other cash. With an Equitable advisors IRA, your cash is always working toward your retirement.
• Tax reporting as required by the IRS.
• Continuous record keeping and account maintenance.
• Direct rollover transfers from SEPs to help participants avoid the 20% withholding upon distribution.
• A wide variety of funding vehicles, including mutual funds, that enable you to execute investment strategies that range from conservative to aggressive.

And, of course, your Equitable advisors IRA comes with the most valuable benefit of all – the services of a knowledgeable Equitable advisors financial professional. Your Equitable advisors financial professional can help you establish the IRA most appropriate for you and fund it according to your specific investment objectives and attitude toward risk.

Withdrawals are subject to normal income tax treatment and if taken prior to age 59½ may be subject to an additional 10% federal income tax penalty.

At Equitable advisors, we offer a wide range of individual retirement accounts (IRAs), including: 

• Traditional IRAs
  Contributions may lower your taxable income and earnings grow tax deferred until withdrawn, usually at retirement when you may be in a lower income bracket. 
• Roth IRAs 
  Contributions do not lower your taxable income, but qualified earnings can be withdrawn tax-free. 
• SEP IRAs 
  Simplified employee pension plans (SEP IRA) are designed to provide employers with a simplified means of making retirement contributions for themselves and their employees. 
• Coverdell education savings accounts 
  Formerly known as education IRAs, allow you to set aside savings to fund a college education with tax advantages similar to those found in retirement IRAs.